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State Farm® Insurance Agent - Winchester, TN

Josh Gardner

229 Dinah Shore Blvd
Winchester, TN 37398-1480
(931) 967-2030
State Farm® Insurance Agent - Winchester, TN

Josh Gardner

About me

Thanksgiving is a time to reflect on what matters most—family, friends, and the community we call home! I'm Josh Gardner, your local State Farm Agent in Winchester, TN and I'm thankful for the opportunity to serve our neighbors. Whether you're looking for auto, home, renters, or life insurance, our team is here to help. Wishing you and your family a wonderful Thanksgiving!

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Josh, your local State Farm agent in Winchester, TN, is here to help.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Have questions? Josh in Winchester can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Josh works with Winchester residents to find coverage that fits.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Connect with Josh for insurance guidance in Winchester.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. In Winchester, you can count on Josh for personalized service.

Q: What is life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Josh is here to help your Winchester household feel covered.

Office Info

Location

229 Dinah Shore Blvd
Winchester, TN 37398-1480
  • Parking: Behind the building
Map & Directions

Get a quote today

Office Info

Location

229 Dinah Shore Blvd
Winchester, TN 37398-1480
  • Parking: Behind the building
Map & Directions

Insurance and Financial products offered

Call us 24/7 at (931) 967-2030

Our mission

Our goal is to be your insurance service provider in the Winchester and Franklin County area. It would be our pleasure to SERVE you! We strive to be the customer's first and only choice for their insurance needs. We love what we do and we love our customers. We want to help protect what is important to you while providing a level of customer service that you deserve.

Why Choose Us:

Being deeply involved in the Winchester and Franklin County communities, from cheering on local teams to connecting with neighbors, truly drives my approach to serving the area. My team and I genuinely enjoy what we do, and our core purpose is to be a consistent resource for our neighbors. We aim to be the first choice for local families because we approach every interaction with a desire to understand what's important to you, delivering a level of care that feels personal, much like you're part of our own family.

With a team boasting over 50 years of combined experience, we bring a wealth of practical understanding to every conversation. When you connect with us, you can expect a straightforward discussion where we walk you through different options and work collaboratively to find coverages that fit your specific situation. We prioritize helping you sort through choices and quickly getting things in place, ensuring you feel comfortable and understood throughout the process. Our dedication to our communities and our personalized way of working means you're choosing an agency that truly cares about your individual circumstances and approaches your needs with genuine support.

Our team

We have a team with over 50 years of State Farm experience. We are proud members of the Franklin County community, and it is our pleasure to serve you. Please call us and we can assist with your Auto Insurance needs, Homeowners Insurance needs, Boat Insurance needs, Renters Insurance and Life Insurance. We would love a chance to earn your business.

Please call us or drop by! It is our pleasure to serve you!!

Meet the team

Thanksgiving is a time to reflect on what matters most—family, friends, and the community we call home! I'm Josh Gardner, your local State Farm Agent in Winchester, TN and I'm thankful for the opportunity to serve our neighbors. Whether you're looking for auto, home, renters, or life insurance, our team is here to help. Wishing you and your family a wonderful Thanksgiving!

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Josh, your local State Farm agent in Winchester, TN, is here to help.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Have questions? Josh in Winchester can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Josh works with Winchester residents to find coverage that fits.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Connect with Josh for insurance guidance in Winchester.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. In Winchester, you can count on Josh for personalized service.

Q: What is life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Josh is here to help your Winchester household feel covered.

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Simple Insights®

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You can improve fuel efficiency and save money at the pump with these simple driving tips.

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To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Potentially save on auto insurance if you don't drive much: How pay-per-mile works

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